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yacht insurance

Took me about two weeks comparing quotes on yacht insurance before spring launch. The first thing I learned: the cheapest quote often means gaps in coverage. Look at agreed value vs actual cash value — with ACV, depreciation cuts the payout after a total loss. For an older hull, be ready for a request for a fresh marine survey. Most of the confusion comes from the policy language, so a good starting point is [url=https://yacht-insurance.net]yacht-insurance.net[/url] — it covers the main policy terms without the sales talk. Also read the navigation limits carefully: going past the listed waters can get a claim denied. On the East Coast and the Gulf, the named storm deductible is often a percentage of hull value, not a flat amount. Pay attention to liability limits — wreck removal and guest injuries can exceed the value of the boat itself. Get at least three quotes and go through the exclusions before you sign.

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